Remaining Balance Calculator


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A principal and Interest loan calculator with a honeymoon rate and period that shows how much principal is remaining at the end of any given year.


  • Interest rates remain the same for the term of the loan.
  • One year is 52 weeks exactly, a month is 52/12 weeks.
  • Interest is calculated by compounding monthly.
  • Repayments are made at the start of each period.
  • It does not take into account up-front fees and monthly/annual account fees.
  • Rounding is made at the end of the calculations and not at each payment period
  • You can email your results to yourself and if you request, a copy of your results and contact information is sent to the web site owner.
  • You can print your results for future reference.
  • You should consult a finance professional before you make decisions based on this calculator.


Fixed monthly repayments


Ongoing monthly repayments


Total repayments


Disclaimer: Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as an indication only. They are neither a quote nor a pre-qualification for a home loan.